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Press Coverage

Children of California deserve health insurance

Contra Costa Times
October 2, 2005
By Assemblymember Wilma Chan

During the recall campaign in September 2003, Then-candidate Arnold Schwarzenegger trumpeted his support for the health of California's children: "We have to make sure that every child in California is insured. That is the most important thing."

In the coming weeks the governor will have an historic opportunity to fulfill the promise of those words by signing Assembly Bill 772, legislation I authored, which takes a realistic, phased-in approach to extending health coverage for every child in our state. Health coverage should not be a luxury that only some can afford.

Children with health insurance grow up healthier because they get the care they need.

As a result, they perform better in school and later in life. AB 772 would establish the California Healthy Kids program to provide access to health coverage for all children.

This bill does not require a radical change from our current health-care system. Nor does it change private and employer-sponsored coverage as currently provided to children in California.

Instead, the legislation builds on the strengths of our existing system, including successful state insurance programs, Healthy Families and Medi-Cal, extending coverage to those children not currently eligible and charging premiums based on families' ability to pay.

In addition, AB 772 would make it easier for children who are already eligible to enroll and stay enrolled in a health insurance program, by harnessing recent technological advances and reducing bureaucratic paperwork.

The program would be funded through the California Healthy Kids Fund, as proposed in Assembly Bill 1199 (Frommer), which currently awaits the governor's signature.

This fund would support children's health coverage through both public and private contributions.

AB 772 builds on the success of local children's health initiatives currently operating or being developed in 27 counties across the state.

These innovative programs have made great strides in providing health care for all children in these counties.

Unfortunately, most of these counties have used up their available resources and will not be able to sustain their services without the additional support that AB 772 provides.

Children's health coverage reduces expensive visits to the emergency room for routine or preventive care, provides a safety net against catastrophic medical emergencies, and protects our working families from unexpected financial burdens related to medical costs.

What's more, healthy children spend more time and perform better in the classroom.

The question is not whether we will pay for these children's health care when emergencies occur. We are already doing that.

The question is whether we choose to invest our money wisely, to prevent the higher medical costs of emergency rooms with preventive medical care.

From a purely fiscal perspective, by enrolling children in health insurance programs, California gains billions of federal dollars.

When California invests $1 in children's health coverage, the federal government reimburses the state up to $2.

What is most promising about this monumental goal is that covering all children is doable, realistic and within our reach.

Most of California's 800,000 uninsured children already qualify for available insurance programs but just need to be enrolled.

An estimated 80 percent of voters overwhelmingly support health coverage for all California children.

Support is broad-based and diverse, including businesses, teachers, religious leaders, unions, parents, health care providers and health plans.

If the governor is truly committed to providing health care for all children in this state, now is the time to act. Health coverage for all of California's children is an investment that our schools, our counties, and our children desperately need.